Fish represents most popular pet in terms of numbers across the world. Fish insurance covers pet fish against illness, injuries and other medical urgencies. The concept of pet insurance is very common with dog and cat pet owners and is gaining popularity with fish owners too.
Fish insurance is slightly different from insurance of cats, dogs, primarily because fish being an aquatic animal is not exposed to some of the threats other pets are – such as fights, traffic related injuries, falls, etc. At the same time, mishaps are never certain and it is recommended to get fish insurance for avoiding such uncertain mishaps.
Benefits of Fish Insurance
Fish insurance is should to be taken as per the need and expediency of the fish owner as well as fish. Generally, it covers all the medical urgencies and expenses associated with them. There are other advanced coverage aspects reimbursing some percentage of the vet fee pertaining to the surgical procedures or other medical implications. These plans not only cover potential health perils but accidental injuries also. Moreover, there is specific coverage for death too. However, there are fewer tendencies for pet fish hurting anyone but still; there is coverage for fish liability in case if it injures someone. All these factors have made this type of insurance exclusive and widened its scope.
Fish insurance policies have come out as a factor of relief for the fish owners as they can provide necessary medication to their fish without any kind of financial constraint. Medical practitioners have managed to discover various new types of viruses along with the causes of diseases. Also, there is a decrease in the mortality rate due to advancements in the veterinary world. It has also increased the cost of medication and related medical treatments which can be a huge burden on the fish owner’s pocket. Insurance companies understood this fact and proposed various plans for this insurance. There are certain prominent points in the insurance policy which can be customized as per the pet owner’s requirement.
Tips before opting for Fish Insurance
There are two major factors one should consider before taking a fish insurance plan. First of all, insurance company is supposed to be reputable and well-recognized. Fish owners can do this by checking the feedback from the previous or existing customers of the insurance company. Secondly, there is a need of transparency between the fish owners and insurance companies on the basis of limitations of policies. There is no need to go for a company which does not define its policies clearly to its customers. It can increase the level of risk for the fish as well as the fish owner.
Major Companies Providing Fish Insurance
While fish insurance is gaining popularity, it is still not as popular as a dog or cat insurance, some of the key companies providing fish insurance are:
LRMS Insurance for pet fish and aquatic animals
LRMS insurance provides particular insurance for various aquatic animals including fish. Their policies include protection against accidents where fish comes across the injury due to pet owner’s mishandling. In addition to this, they also take care of the fish in case if fish falls sick due to water contamination. There is periodic division in insurance plans which can be classified as in transit plan, annual plans and quarterly plan. These plans need periodic renewal as per the classification.
ASPCA fish pet insurance
ASPCA is one of the renowned insurance companies in USA. This company is dedicated towards the pet safety and insures certain aspects like routine checkups and medical issues. In addition, they also provide best fish food and aquarium equipment. People can avail the annual insurance policy in $235.